Insurance Coverage Lawyers in Michigan

When an insurance company refuses to pay a valid claim, policyholders face financial pressure and uncertainty. At August Law, PLLC, our insurance coverage attorneys represent individuals and businesses in Troy and throughout Michigan in disputes over denied, delayed, or underpaid insurance claims, working to hold insurers accountable under the terms of the policies they issued.  Our firm works hard to maintain a record of success in high-value disputes. Principal attorney Gary August obtained the largest reported settlement or verdict in Michigan reported to Michigan Lawyers Weekly in 2010, representing the City of Dearborn in an insurance builders risk coverage and contractor dispute on a massive sewer construction project.

Why Choose August Law as Your Michigan Insurance Coverage Attorneys?

Our team brings extensive industry insight, a client-centered approach, and strategic advocacy to every insurance dispute we take on. Attorney Gary August has not only been practicing insurance law for over thirty years but is a Michigan licensed insurance agent as well.  We use this expertise to provide each case with personalized attention backed by a strong command of Michigan insurance law and firsthand knowledge of the strategies insurance companies use to reduce or deny payouts:

• Policy Analysis: Our lawyers examine every provision, exclusion, and endorsement in your policy to identify the full scope of coverage available to you.
• Claim Denials and Appeals: When insurers wrongfully deny claims, our attorneys build detailed appeals supported by documentation, expert opinions, and applicable law to challenge those decisions.
• Bad Faith Litigation: If an insurance company acts unreasonably or fails to honor its obligations, our team pursues bad faith claims to recover the compensation you are owed, including potential penalties against the carrier.

Our firm has a record of obtaining favorable outcomes for clients in coverage disputes ranging from residential property losses to complex commercial claims. That experience informs the strategies we develop for your case.

Property Damage Claims

Property damage disputes often involve disagreements over the cause of loss, the value of repairs, or whether a policy covers the event at all. Our attorneys handle a wide range of property-related insurance matters, including:

• Homeowners’ insurance
• Commercial property coverage
• Natural disaster claims

Business Interruption Coverage

When operations shut down due to a covered event, the financial losses can accumulate rapidly. Our lawyers help businesses pursue the full value of lost income, continuing expenses, and other damages covered under business interruption provisions.

Professional Liability Disputes

Professionals who carry errors and omissions or malpractice coverage expect their insurer to defend and indemnify them when claims arise. Our attorneys step in when carriers dispute coverage, delay responses, or attempt to limit their financial responsibility under the policy.

Auto Insurance Claims

Motor vehicle insurance disputes can involve layered coverage issues, including coordination of benefits across multiple policies. Common areas of dispute include the following:

• No-fault Personal Injury Protection (PIP) benefits
• Uninsured/underinsured (UI/UIM) motorist claims
• Coverage disputes after multi-vehicle accidents
• Wrongful death

Under Michigan Compiled Laws § 500.3142, an insurer that fails to pay PIP benefits within 30 days of receiving reasonable proof of the loss may be required to pay penalty interest of 12% per year on overdue amounts.

Contact Our Michigan Insurance Coverage Lawyers for a Free Consultation

As skilled negotiators and litigators, August Law, PLLC, is prepared to fiercely advocate for full settlements during negotiations or take on high-stakes insurance litigation on your behalf. Call 248-833-6225 or contact us online to schedule your free consultation with our insurance coverage lawyers in Michigan and let our team evaluate your claim.